Increase your chances of being approved for a mortgage.
Home Ready counseling addresses the top requirements of approval for a home mortgage:
- Down Payment
- Debt-to-Income Ratio
- Credit Report
- Credit Score
About Take Charge America
Take Charge America is a national nonprofit credit counseling and debt management agency that’s fully committed to providing high-quality, compassionate and personalized service to consumers nationwide. Our certified credit counselors undergo extensive and ongoing training to ensure they are fully equipped to guide people through life’s financial challenges.