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Our partners at Help For Homeownership want to help you prepare for success!

Home Ready counseling can help you prepare to apply again with:
  • One-on-one counseling sessions with a certified counselor
  • Personalized action plan outlining next steps and goals
  • Monthly educational emails
  • Free online, 8-hour homebuyer education course ($100 value)
  • Money-back satisfaction guarantee

Call 866-260-6751


or fill out the form below
AM PM

Increase your chances of being approved for a mortgage.

Home Ready counseling addresses the top requirements of approval for a home mortgage:

  • Down Payment
  • Debt-to-Income Ratio
  • Credit Report
  • Credit Score

About Take Charge America

Take Charge America is a national nonprofit credit counseling and debt management agency that’s fully committed to providing high-quality, compassionate and personalized service to consumers nationwide. Our certified credit counselors undergo extensive and ongoing training to ensure they are fully equipped to guide people through life’s financial challenges.

Take Charge America - Rated 4.9 / 5 based on 660 reviews. | Review Us On Trustpilot.com