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Our partners at US Bank want to help you prepare for success!

Home Ready counseling can help you prepare to apply again with:
  • One-on-one counseling sessions with a certified counselor
  • Personalized action plan outlining next steps and goals
  • Monthly educational emails
  • Free online, 8-hour homebuyer education course ($100 value)
  • Money-back satisfaction guarantee

Call 866-260-6751

or fill out the form below

Increase your chances of being approved for a mortgage.

Home Ready counseling addresses the top requirements of approval for a home mortgage:

  • Down Payment
  • Debt-to-Income Ratio
  • Credit Report
  • Credit Score

About Take Charge America

Take Charge America is a national nonprofit credit counseling and debt management agency that’s fully committed to providing high-quality, compassionate and personalized service to consumers nationwide. Our certified credit counselors undergo extensive and ongoing training to ensure they are fully equipped to guide people through life’s financial challenges.

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